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CMBS Maturity Distress Tracker

Original AB CRE Advisors research built from SEC EDGAR filings — tracking every CMBS loan maturing in the next 12 months and how much of that wall is already under stress. Updated monthly.

Last updated · May 15, 2026

Module 01 · CMBS Maturity Distress Tracker

Maturing CMBS Loans Under Stress

As of April 2026, 1,030 CMBS loans totaling $15.6 billion are scheduled to mature within the next 12 months. Of those, 15.3% show signs of distress through watchlist placement, special servicing transfer, or active workout. The distress rate peaked at 40.8% in April 2025 and has since moderated, though multifamily remains the most stressed asset class at 42.4% of maturing exposure. Data is sourced from SEC EDGAR Form ABS-EE filings under Regulation AB II, representing a rolling 12-month forward window updated monthly.

Loans Maturing ≤12 Mo 1,030 $15.6B total balance ↑ 57 vs. prior period
Overall Distress Rate 15.3% 158 distressed loans ↓ 0.3 pp vs. prior
Distressed Balance $3.0B WL + SS + Workout ↑ $41.9MM vs. prior
Peak Distress (2025) 40.8% April 2025 cohort high
Highest Distress Sector Multifamily 42.4% of maturing loans
Performing
872
$12,626.3MM
84.7% of cohort
Watchlist
71
$1,081.9MM
6.9% of cohort
Special Servicing
30
$386.7MM
2.9% of cohort
Active Workout
57
$1,531.6MM
5.5% of cohort

Maturity distress rate — rolling 12-month cohort

Jan 2023 – Apr 2026 · % of maturing loans in distress · Cohort size on right axis

Current cohort composition

Apr 2026 · By loan count
● Performing872 · 84.7%
● Watchlist71 · 6.9%
● Special Servicing30 · 2.9%
● Active Workout57 · 5.5%

Distress composition by category

Monthly count — Watchlist, Special Servicing, Workout

Distress by asset class

Current cohort · Apr 2026
Asset ClassTotalDistressedRate

Methodology — CMBS maturity module

SEC EDGAR ABS-EE filings, rolling 12-month forward window.

Data sourced from SEC EDGAR Form ABS-EE filings under Regulation AB II. Each monthly cohort captures all CMBS loans maturing within a rolling 12-month forward window — meaning each row represents a different set of loans as the window advances. Cohort growth reflects the window moving into denser maturity concentrations from 2017-vintage 10-year loans.

Distress definition: Workout + Special Servicing + Watchlist, prioritized in that order. A loan is classified at its highest distress tier only. Industrial, self storage, and warehouse show 0% distress in the current cohort. Not investment advice.

On the roadmap

Additional Intelligence Modules

Additional data modules are in development, each following the same methodology-first, sourced approach as the modules above.

Cap Rate Spread Monitor

Multifamily and commercial cap rates vs. the 10-year Treasury — the single most important signal for when deals pencil. Sourced from CBRE quarterly surveys.

Multifamily Supply Pipeline

U.S. Census Bureau building permits by MSA — tracking where new supply is concentrated and where constrained markets offer better risk-adjusted entry points.

Rescue Capital Opportunity Index

AB CRE Advisors' proprietary composite score across CMBS distress, cap rate spreads, supply pressure, and bridge loan maturities — identifying where rescue capital is most needed.

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